Dinosaur Post-Webinar Header.png

Is your financial institution operating in the 'dark ages' when it comes to offering small business and consumer loans? Most community institutions today cannot profitably originate, underwrite and manage consumer loans <$35,000 and business loans <$100,000 due to lack of automation and process inefficiencies.

It's time your financial institution changes its way of thinking about how to provide these highly sought-after loans, or risk losing even more account holders to Fintech lenders, which have grown 1000% or more in the past 10 years.

Consider the unfortunate state of small business and consumer lending for FIs today: 

  • Over half of all business loans are less than $100,000, but FDIC data shows that in the last 10 years market share for community FIs in this key small business segment has plummeted from over 50% to a mere 18%.
  • Similarly, consumer loans under $35,000 represent a $1.4 trillion market, but according to TransUnion, online lenders now exceed all FIs in serving this segment.

Register for this 60-minute webinar to learn how to adopt a proven strategy to serve these small business and consumer market segments profitably, efficiently and, most importantly, with a superior customer experience that wins the day. 

The presenter, Bob Giltner, Chairman of RCGILTNER Services, will provide case studies that demonstrate how FIs can adopt a digital lending strategy to target and grow both loan and deposit relationships in these market segments.

Using digital technology, your FI can elevate efficiency and customer service by automating your loan processes including:

  1. Sound underwriting based on your FIs controls and risk tolerance
  2. The entire application process for delivery of loan offers in one minute, and consummation of loans with e-sign within five minutes—on a smart device or computer (in-branch or out)
  3. Credit monitoring, Risk rating and loan management
  4. Tracking & Performance Reporting

Offering new and existing customers access to small business and consumer loans will soon not be an option, it will be a necessity if your FI is to compete in today's automated lending environment. Attend this webinar and learn how to get there with a complete, end-to-end digital strategy.

Our Presenter


Chairman, RCGILTNER Services

Bob Giltner has a 30-year career in founding three prior companies to serve financial institutions, all sold to larger buyers. His focus has been on revenue growth in retail banking, small business lending, checking strategy and technology.  Bob has provided software services to banks and national online opening strategy and brands. 

Bob is a frequent speaker and author.  He holds a B.A. in Economics for Centre College, and an MBA from the Darden School at the University of Virginia.